What Is Your Equity Actually Worth?
Model your stock options and RSUs across realistic exit scenarios. Stop guessing — start calculating.
Your Stock Options
The price you pay per share when you exercise. Found in your option grant agreement.
Current 409A valuation per share. Ask HR for the latest 409A report.
Standard is 4 years with a 1-year cliff.
Exit / Growth Scenarios
Model three scenarios to understand the range of possible outcomes.
Modest growth or flat
Expected outcome
Strong growth / IPO
Multiplier is applied to the current FMV/price. A 5× means the share price grows to 5× its current value.
Current Intrinsic Value
Vesting Schedule
Tax Considerations
Enter your equity details and growth scenarios to see projected values.
Options vs. RSUs: Key Differences
| Factor | Stock Options (ISO/NSO) | RSUs |
|---|---|---|
| Value if stock stays flat | $0 (worthless) | Full value retained |
| Upside potential | Very high (leverage via strike price) | Moderate (1:1 with stock) |
| Tax timing | On exercise (NSO) or sale (ISO) | On vest (ordinary income) |
| Common at | Early-stage startups | Public companies, late-stage |
| Risk level | Higher (can expire worthless) | Lower (always has value if stock > $0) |